Letting Go When They’re All Grown Up
It's always hard to say goodbye. It seems like yesterday they were so small, and over the years they've had their ups and downs. You've watched them mature and get stronger, and now they are the envy of their peers.…
How Will Stocks Vote?
With the presidential election coming up in November, many investors may view the outcome of the vote to be a momentous occasion that could affect the course of the stock market. Our view is that elections tend to have a…
Don’t Like Taking Tests? Embrace a Safe Harbor 401(k) Before Time Runs Out!
When you were in school, staying attentive in class and studying before a big test usually yielded a successful result—a passing grade and a weight lifted off of your shoulders. Though, we've all felt that panic at least once when…
What is the Value of Education in Today’s Job Market?
Parents today may take on a significant financial obligation when putting their children through school. Many of these young adults also take on big liabilities in the form of student loans either in conjunction with their parent's help paying for…
How Goldilocks Chooses a Retirement Plan that is Just Right
Life is about making choices. The childhood story that comes to mind in this theme is Goldilocks and the Three Bears. We all remember that Goldilocks didn't just settle for the first bowl of porridge, chair or bed in the…
Why Renting Your Home vs. Selling may be the Right Move
Since national home prices have fallen 35% since their peak on 6/30/06 (Source: Bloomberg), it may not be a great time to sell your home. This can be a dilemma for many growing families who are seeking to upsize to…
Roth Redux – Dusting Off One of 2010’s Best Tax Strategies
Roth conversions. Remember them? They were what some considered the sliced bread of the income and estate tax planning world back in 2010. Well guess what, we believe that they're still a great tool when used in the right circumstances.…
Tax Cuts in the Form of Energy Savings
Gasoline and natural gas prices have trended downward to kick off the summer, which we believe has helped to serve as a mini stimulus to the U.S. economy. It might help to take a closer look at some of the…
The Affordable Care Act and America’s Young Adults
Your employer has provided you with access to health insurance, so the Affordable Care Act (ACA) may not directly apply to you. But what about the recent graduates that are still trying to get their footing in this rocky economy?…
Earnings Growth – The Bottom Line for Investors
When you receive the first paycheck after you get a raise, the first place your eyes are going to go is straight to that bottom line to see exactly how much your net pay has increased. While we as employees…