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Tax Cuts in the Form of Energy Savings

Gasoline and natural gas prices have trended downward to kick off the summer, which we believe has helped to serve as a mini stimulus to the U.S. economy. It might help to take a closer look at some of the…

The Affordable Care Act and America’s Young Adults

Your employer has provided you with access to health insurance, so the Affordable Care Act (ACA) may not directly apply to you. But what about the recent graduates that are still trying to get their footing in this rocky economy?…

Earnings Growth – The Bottom Line for Investors

When you receive the first paycheck after you get a raise, the first place your eyes are going to go is straight to that bottom line to see exactly how much your net pay has increased. While we as employees…

Social Security: Where Can I Find My Statement?

In 2011, the Social Security Administration stopped mailing physical Social Security statements to workers. The SSA just recently rolled out a website that allows workers to access information about benefits and to review their personal earnings record. It's fairly simple…

How Risky are Stocks Today?

How risky are stocks today? How likely are investors to lose money if they hold for longer time periods, like three or ten years? We believe that valuations may help investors to assess that risk. Often, valuations are presented as…

Fireworks and 401(k) Fee Disclosure

Can July get any better? I am sure you are all up to speed on fireworks, so please give me a minute or two to talk about 401(k) fee disclosures and how new legislation is changing how fees are disclosed…

Think Twice Before Turning to Dividend Strategies

Year-to-date large cap exchange traded funds focused on dividend paying stocks have lagged their total return counterpart, the S&P 500. During periods of uncertainty and high volatility people tend to focus on dividends because they're seen as a reliable source…

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