Smart Healthcare “Consumers” Put Pen to Paper
A prerequisite of being a smart healthcare consumer is being informed of the pros and cons of your options as we talked about in our last article. Understanding the information that we receive from our providers and how that may…
2021 Year-End Financial Checklist
Temperatures are dropping and honey hams are flying off the shelves while holiday decorations are popping up left and right. The end of the year always seems to come and go and before we know it, we’ll be setting our…
What Insurances Do I Need In Retirement?: The Transition from Disability Income to Long Term Care Insurance
Part 2 of Series There is no doubt that the amount of insurance we need throughout our lives change as circumstances change. I know this firsthand as a father who just added a teenage driver to my auto policy! As…
Am I “Tax Locked” In My Home?
As retirees age, it often becomes apparent that the home in which they raised families may not be the home they remain in long term. It may be more square footage than needed, or may require more cost and time…
Looking to Make a Move Prior to Selling Your Home?
Consider a Pledged Asset Line Many retirees consider the benefits of downsizing their home at some point. According to Zillow, 46% of Baby Boomers who sold their homes in 2017 were in the process of downsizing. But what happens if…
Medicare’s Annual Election Period
The arrival of autumn brings about the changing leaves, pumpkins and cooler weather. It also brings about Medicare’s Annual Election Period (AEP). AEP, which happens between October 15 and December 7, provides the opportunity for current participants in Medicare to…
What Does Being a Trustee Entail?
Imagine you have just gone through a thoughtful estate planning process. Trusts may play a critical role in ensuring that your legacy is carried on in the way you desire. Often times, the grantor is comfortable serving as trustee while…
Q3 2021: The Value of the Five-Minute Warning
When my girls were younger, and we were at a playdate or birthday party, I found it very helpful to give them a five-minute warning that we were about to leave. As a parent, you can usually sense when it’s time to…
Tax and Estate Planning Strategies to Consider Before the 2022 Tax Law Change
Written by Eileen Stevens and Lisa Neira The House Ways and Means Committee recently unveiled their draft tax plan, part of President Biden’s new “American Families Plan” proposal. While many ideas were floated to increase tax revenue, the version lately…
Demystifying How To Act As A Smart Healthcare “Consumer”
Healthcare has changed dramatically in the last decade from access and advancements to insurance and privacy. Cost transparency for the healthcare consumer has become increasingly important. With several important healthcare changes on the 2022 horizon, we’re committed to helping our…