What Can Investors do with a Lump Sum? Dollar Cost Averaging.
One of the biggest challenges investors will face is the question of timing – “If I have a significant amount of cash, when is the best time to invest it?” Investing just before a market crash can lead to regret.…
Hospitality Squares: 6 Core Themes in Food & Beverage
Since the start of the COVID crisis and the shutdown, I've been co-hosting a regular Zoom call with Sam Goldfinger and Andy Peskoe, good friends and veterans of the hospitality industry, we've called "Hospitality Squares." For those of you old…
Food & Beverage Industry Innovation Amid COVID-19
Among the most serious concerns when stay-at-home orders were put in place during the pandemic was how people would have access to food. Grocery stores, restaurants, and other food and beverage purveyors were deemed essential businesses, and protocols were put…
Why the Cash Couch Isn’t the Place to Settle
Two years ago, amid rising interest rates, trade wars, and concerns that the longest economic expansion in history had to come to an end sometime, market volatility made a comeback. At the time, many investors thought about going to cash…
Financial Planning in the “Sandwich Generation”
Written by Barbara Bilello, Jane Newton and Abby RosenYou’re focused on hitting a big deadline at work when your father calls. He seems very forgetful lately. As you worry about his well-being, your daughter texts you because she’s stressed out…
Why Own Long-Term Bonds in your Portfolio?
Selecting investments for your portfolio is a critical part of planning for your financial future. So where do you start? Stocks? Bonds? Real Estate? The truth is that it is different for everyone, however, there is a core principle that…
Recreate Stretch IRA with a Charitable Remainder Trust
As of January 1, 2020 new legislation called the Setting Every Community Up for Retirement Enhancement Act (SECURE Act) became effective which profoundly impacts a favored strategy for beneficiaries who inherit IRA accounts. Prior to the SECURE Act, beneficiaries of…
Q2 2020 Quarterly Letter – Managing Through the Uncertainty
We are living in times of unprecedented uncertainty caused by the COVID-19 pandemic. How and when the pandemic ends, allowing us to get back to our typical routines, is still completely unknown. There are lots of opinions and very few…
The Federal Reserve
The Federal Reserve, once again, is in the public spotlight as the coronavirus pandemic continues. For good reason, as one of their general functions is to promote the stability and smooth functioning of the financial system. For the past few…
GRAT: Strategy in Low Interest Rates Environments
The past decade has been a historic time for interest rates, as they have hovered around unprecedented lows since the Financial Crisis. These favorable interest rate conditions create some compelling estate planning opportunities. One strategy that is worth a close…