4Q 2018 Quarterly Investment Letter – The Road Ahead
Driving to a warm inviting lodge at the top of a mountain, we have only the beams of our headlights to guide us on a dark and moonless night. We are the only ones on the road. Although it feels…
Asset Class Returns – An Historical Review
2018 has been a tough year for investors. It has also been a unique year, as investors in nearly every asset class have seen negative returns to date. In most years, a diversified investor can look across his or her…
Three Reasons You Might Not Pay the AMT in 2018
With the first tax filing under the Tax Cuts and Job Act right around the corner, there are many changes taxpayers will be seeing in action for the first time. One thing you might not be hearing so much about…
The Window to Gift Is Open
One of the major changes in the 2017 Tax Cuts and Jobs Act was an increase in the estate and gift exemption, which is the amount that one can gift during their life or at death free of taxes. In…
Year-End Tax Planning and Tax Consequences
As we near the end of the year, it is important to review if any transactions you have made throughout the year have tax consequences. It is especially important to see if there is any way to offset tax consequences…
Five Year-End Financial Planning Strategies to Consider
It’s that time of year again when sweatshirts and winter jackets come out of storage. With the chaotic holiday season approaching, it’s easy to push aside any thoughts relating to financial planning, which is why we created this list of…
Trends in the Volatile Market
A bull market can be like a long road trip – an exciting journey, but one with unexpected set backs, sometimes bumpy roads and the occasional pit stop. The global markets are each at a different point on this road…
Medicare Open Enrollment – A Time to Evaluate and Make Changes
The arrival of autumn brings about the changing leaves, pumpkins and cooler weather. It also brings about Medicare open enrollment. Open enrollment, which happens between October 15 and December 7, provides the opportunity for current participants in Medicare to evaluate…
3Q 2018 Quarterly Investment Letter – Investing, A Lifelong Journey
Imagine a race with many runners on a warm sunny day. The U.S. runner is ahead of the pack and running away from the field. Many people see investing as just this kind of race. Since the great recession, the…
How to Include Collectibles in Your Estate Plans
Some of Peggy and David Rockefeller’s favorite charities are certainly very, very happy that the couple had such exquisite taste in art, jewelry and other collectibles. In May, Christie’s auctioned off the Rockefeller collection—proceeds from which all went to Rockefeller-selected…
