Post-Election Market Analysis
Now that the US Presidential election results are in, what will this mean for your financial plan? Prior to the November 2020 elections, we shared some of our thoughts on how the outcome might impact your portfolio and plan. We…
Proactive Income Tax Planning
Like most election cycles, there has been a lot of talk about the direction of income taxes. While the results of the Senate race will not be known until January, we know that neither party will have a majority in…
Credit Protection: Two Ways to Safeguard Information
In a world of increasingly sophisticated hackers and identity thieves, credit protection is important to safeguard your personal information. The good news is there are more tools than ever at your disposal—but where to start? The best strategy is a…
Health Insurance Marketplace Annual Open Enrollment
Medicare is not the only show in town that has its annual enrollment period this time of the year. The Health Insurance Marketplace® (also known as the “Marketplace” or “exchange”) has its annual open enrollment period (for 2021 coverage) from…
Collections and Estate Planning – Division of Assets
Part 2 of 4 Whether you collect first-edition books or sports memorabilia, you’ve likely put significant time, effort, and money into the items you’ve accumulated over time. Regardless of what they’re worth, it’s not unusual for you to want the…
Real Estate Investing in a Post-COVID-19 World
The COVID-19 pandemic has had a significant impact on all facets of life. Social distancing guidelines and travel bans have accelerated the trend towards online shopping. Working from home is now the norm for those fortunate enough to be able to…
Q3 2020 Quarterly Letter – A Pandemic, Politics and Your Portfolio
Navigating a raft in tumultuous white water seems an apt metaphor for what we are likely to experience in the markets coming into the election. Markets, like most individuals, hate uncertainty. The current election during the COVID-19 crisis is undoubtedly…
Understanding New Jersey Millionaire’s Tax
The long-rumored Millionaire’s Tax in New Jersey is now law. After many tries the tax was approved effective January 1, 2020 via a vote in New Jersey’s legislature in late September. It’s estimated that the tax will impact approximately 16,000…
Medicare’s Annual Election Period
The arrival of autumn brings about the changing leaves, pumpkins and cooler weather. It also brings about Medicare’s Annual Election Period (AEP). AEP, which happens between October 15 and December 7, provides the opportunity for current participants in Medicare to…
Making the Most of your Financial Aid
October 1st marks the start date for filing the Free Application for Federal Student Aid (FAFSA) for the 2021-2022 school year. A year of uncertainty has resulted in decreased enrollment, less on-campus housing, and dramatically decreased revenue from sports programs.…