3Q 2018 Quarterly Investment Letter – Investing, A Lifelong Journey
Imagine a race with many runners on a warm sunny day. The U.S. runner is ahead of the pack and running away from the field. Many people see investing as just this kind of race. Since the great recession, the…
How to Include Collectibles in Your Estate Plans
Some of Peggy and David Rockefeller’s favorite charities are certainly very, very happy that the couple had such exquisite taste in art, jewelry and other collectibles. In May, Christie’s auctioned off the Rockefeller collection—proceeds from which all went to Rockefeller-selected…
Good News for Bond Investors: TIPS
Investors often include bonds into their portfolios to earn income and take less risk than investments in stocks and other growth asset classes. Bonds that pay a set rate of interest carry a unique risk in their own right –…
Upstream Gifting
With the passage of the Tax Cuts and Jobs Act, the estate and gift tax exemptions were doubled from approximately $5.6 million to $11.2 million per person. With fewer individuals facing an estate tax issue, income tax planning has become…
Realize Your Long-Term Capital Gains and Pay $0 Tax? See if this Applies to You!
Current tax law applies a 0% long-term capital gains rate to the extent long-term capital gains fall within the bottom two tax brackets. This can be a great planning opportunity, but it is important to understand the mechanics of the…
Opportunity Like No Other – Qualified Opportunity Zones
The Tax Cuts and Jobs Act of 2017 brought sweeping change across our federal tax code. Its goal of tax simplification resulted in the elimination and/or limitation of many itemized deductions that have benefited residents of high tax states. With…
Investing in International Stock Funds — The Four Pillars of Analysis
So you did all the research and decided that you would like to add an international stock fund to your portfolio. Then you pull up a list of all the available international stock funds and discover that there are over…
The Tax Benefit for Protecting Land
Every so often we will see a family who has land that has been in the family for generations and has great sentimental value as a result. The problem often faced by the current generation of landowners is how they…
The Upromise Loyalty Program
My husband, Luke, and I both paid our own way through college. We really had no other option. We were both raised by single moms who had five kids (my mom) and four kids (Luke’s mom). Our moms did everything…
Don’t Turn Your Back on Value Now
Over the last several years, there are likely many value investors who are growing impatient with their investment strategy. With the success we have seen from growth stocks, such as those known as the FANGs (Facebook, Amazon, Netflix, and Google),…
