IRMAA – The Ins and Outs of Determining if You Must Pay
Medicare premiums turn out to be a big expense and a big worry for many in retirement. In 2003, the Medicare Modernization Act — easily the largest overhaul of Medicare in its history — was…
Medicare and Your HSA
Age 65 is often referred to as a benchmark retirement date, yet there are a number of individuals who are reaching Medicare-eligible age 65 and still planning to work beyond this age. Many of these…
Medicare – When to Enroll?
For individuals approaching Medicare age, it is important to know that there are two main enrollment periods to sign up for Medicare: initial enrollment (at age 65) and special enrollment. Missing these enrollment periods could…
Medicare Open Enrollment – A Time to Evaluate and Make Changes
The arrival of autumn brings about the changing leaves, pumpkins and cooler weather. It also brings about Medicare open enrollment. Open enrollment, which happens between October 15 and December 7, provides the opportunity for current…
You and Your Aging Parents
This past October, RegentAtlantic hosted clients and friends at our Morristown office for an educational panel presentation entitled “You and Your Aging Parents.” Our panelists included Michael Thompson, an estate and elder law attorney with…
Qualified Longevity Annuity Contracts: Can They Protect You from Outliving Your Assets?
Authors: Alex Coriddi and Alicia Wall Many retirees worry about running out of money before they run out of life, and the insurance industry has come out with a product to alleviate this concern: the Qualified…
Explaining the Social Security Earnings Test
Social Security is an excellent source of retirement income for individuals and is generally incorporated when creating a retirement plan. However, it comes with a number of limitations. One of the larger limitations is an…
Social Security and Medicare Changes for 2017
Social Security and Medicare Changes for 2017 The Social Security Administration (SSA) announced a number of changes for 2017 that will affect high income earners in the workforce as well as those that are retired.…
What the 2016 Social Security Changes Mean for You
On Monday, Nov. 2, 2015, President Barack Obama signed the Bipartisan Budget Act of 2015. This new law contained several provisions, but one specifically impacts Social Security claiming strategies. While the new laws may somewhat…
Social Security Strategies: File & Suspend – Not Just for Married Couples!
You have probably heard of the “file-and-suspend” concept for drawing Social Security funds and how it pertains to married couples. However, did you know that this strategy can be an effective planning tool for singles,…
