Authors: Alex Coriddi and Alicia Wall Many retirees worry about running out of money before they run out of life, and the insurance industry has come out with a product to alleviate this concern: the Qualified…
Social Security is an excellent source of retirement income for individuals and is generally incorporated when creating a retirement plan. However, it comes with a number of limitations. One of the larger limitations is an…
The Social Security Administration (SSA) announced a number of changes for 2017 that will affect high income earners in the workforce as well as those that are retired. For those in the workforce, the maximum…
On Monday, Nov. 2, 2015, President Barack Obama signed the Bipartisan Budget Act of 2015. This new law contained several provisions, but one specifically impacts Social Security claiming strategies. While the new laws may somewhat…
You have probably heard of the “file-and-suspend” concept for drawing Social Security funds and how it pertains to married couples. However, did you know that this strategy can be an effective planning tool for singles,…
A pension, once the cornerstone of a worker’s retirement plan, seems to be going the way of the dinosaur in many sectors of the American workforce. However, there are still a fair number of workers…
On June 26, 2013, in the case United States v. Windsor, the U.S. Supreme Court declared Section 3 of the Defense of Marriage Act (DOMA) as unconstitutional. This landmark case will impact legally married same-sex couples in…
We know that statistically women outlive men. By age 85, there are approximately five women alive for every three men alive. By age 95, the ratio of women to men doubles, as there are approximately…
In 2011, the Social Security Administration stopped mailing physical Social Security statements to workers. The SSA just recently rolled out a website that allows workers to access information about benefits and to review their personal…
