Q3 2021: The Value of the Five-Minute Warning
When my girls were younger, and we were at a playdate or birthday party, I found it very helpful to give them a five-minute warning that we were about to leave. As a parent, you can usually…
Q2 2021: A Campfire Economy: Shifting Toward the Heat
Cooking over a campfire is challenging. If you’ve ever done it, you know what I mean. The fire can be difficult to start, the flame heat varies, the cooking surface is often uneven and the…
Q1 2021 – The Economic Bloom: Recovery Post COVID-19
My daffodils and crocuses bloomed on the same day this spring. This was unexpected. Usually the crocuses are first, and the daffodils follow. This flower rotation is a simple reminder that each spring is a…
Democratic Impact on Markets and Investors
With the 2020 election cycle now complete, we can turn our attention towards the impact on markets and investors. As we do so, it is important to remember that economic and market fundamentals matter more…
Investment Considerations for Year-End
2020 will go down as a particularly unusual year. The pandemic brought large market swings, record unemployment and rippled through industries. In one way or another, it has affected how we live and work. Being…
Post-Election Market Analysis
Now that the US Presidential election results are in, what will this mean for your financial plan? Prior to the November 2020 elections, we shared some of our thoughts on how the outcome might impact…
Real Estate Investing in a Post-COVID-19 World
The COVID-19 pandemic has had a significant impact on all facets of life. Social distancing guidelines and travel bans have accelerated the trend towards online shopping. Working from home is now the norm for those fortunate…
Will the U.S. Presidential election impact your financial plan?
If there’s one constant in investing, it’s this: markets don’t like uncertainty. And the political noise around the upcoming U.S. Presidential election can make matters seem more volatile and uncertain than they really are. Each…
Required Minimum Distributions (RMD) Holiday in 2020
The Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020 eliminated the need for retirement account holders to take Required Minimum Distributions (RMDs) for this year. This RMD holiday for 2020 is very unique…
What Can Investors do with a Lump Sum? Dollar Cost Averaging.
One of the biggest challenges investors will face is the question of timing – “If I have a significant amount of cash, when is the best time to invest it?” Investing just before a market…