RegentAtlantic Capital, LLC (“RegentAtlantic”) is an SEC-registered investment adviser located in Morristown, New Jersey. RegentAtlantic may only transact its advisory business in those states in which its representatives are registered or not required to register. RegentAtlantic’s website is limited to disseminating general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, you should not construe RegentAtlantic’s website as providing personalized investment advice for compensation, or promulgating research reports, over the Internet. If you are a prospective client, RegentAtlantic will conduct any subsequent, direct communication with you through a representative who is registered or not required to register in the state where you reside. For information pertaining to the registration status of RegentAtlantic representatives, please contact the state securities law administrators for the state in which you reside. A copy of RegentAtlantic’s current written disclosure statement discussing its business operations, services, and fees is available from RegentAtlantic upon written request. RegentAtlantic does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to or incorporated into RegentAtlantic’s website, and takes no responsibility for that information. Regent Atlantic provides all such information solely for convenience purposes and if you use the information you must do so with this limitation in mind.

Past performance may not be indicative of future results. Therefore, you should not assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies that RegentAtlantic recommends or undertakes) or product that RegentAtlantic makes reference to directly or indirectly on its website, or indirectly via a link to an unaffiliated third-party website, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for your investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, or the impact of taxes, which investment advisory clients typically incur. These charges, fees and/or taxes decrease historical performance results.

Certain portions of RegentAtlantic’s website such as newsletters, articles, or commentaries may contain a discussion of, and/or provide access to, RegentAtlantic’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, these discussions may no longer reflect current position(s) and/or recommendation(s). Moreover, you should not assume that any discussion is itself, or is a substitute for, personalized investment advice from RegentAtlantic, or from any other investment professional. RegentAtlantic is neither a law firm nor an accounting firm, and you should not interpret any portion of the website content as legal, accounting or tax advice.

To the extent that you use any economic calculator or similar device contained within or linked to RegentAtlantic’s website, you acknowledge and understand that the information resulting from using any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from RegentAtlantic, or from any other investment professional.

You agree, as a condition precedent to accessing RegentAtlantic’s website, to release and hold harmless RegentAtlantic, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of your actions and/or omissions that are independent of receiving personalized individual advice from RegentAtlantic.