3Q 2016: Quarterly Investment Letter

3Q 2016: Quarterly Investment Letter

What Creepy-Crawlies Have in Common With the Economy Fun fact: There are approximately 8,000 species of centipedes and none of them have exactly 100 legs. Most have somewhere between 15 and 177 pairs of legs. (Who knew?) With all those…

More Than Home Healthcare: ‘CCRC Without Walls’ Option Debuts

More Than Home Healthcare: ‘CCRC Without Walls’ Option Debuts

As seniors consider both healthcare and housing decisions in retirement, their options typically extend to polar opposites. They think of either “staying at home” or “moving to a community.” In response to seniors’ growing desire to remain in their homes,…

What Your Nonprofit Should Know About Impact Investing

What Your Nonprofit Should Know About Impact Investing

A common thread that tends to bind together nonprofits and those who serve them is the desire to have a positive impact on our society. Perhaps now - more than any time in the past - that positive influence doesn't…

A New Way To Receive Donations: IRA Distributions To Charity

A New Way to Receive Donations: IRA Distributions to Charity

In an early-2015 blog, we talked about the option of making gifts to charity directly from an Individual Retirement Account (IRA) to satisfy one's Required Minimum Distribution (RMD). This strategy is known as Qualified Charitable Distributions (QCDs). Until the Protecting…

Legislation Aims To Shorten Wait For Life Plan Community Refunds

Legislation Aims to Shorten Wait for Life Plan Community Refunds

Many life plan communities (also known as continuing care retirement communities, or CCRCs) offer residents contracts that provide partial refunds of their entry fees. These refunds typically range from 50 to 90% of the significant lump sum new residents are…

How Do You Know If You’re Saving Enough For Retirement?

How Do You Know if You’re Saving Enough for Retirement?

When it comes to retirement planning, I like to say that 90% of it is psychological and the other half is math. Yes, that’s a nod to the brilliant, recently passed Yogi Berra. A solid retirement plan definitely requires both psychology…